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Financing

 
What's your take? (click here)

bigbadbruin  

I have tried everywhere else! Please help!

I am a veteran also in a hard place right now. I served in the Army and was honorably discharged back in 2000. I have a 10% disability, evn though it should be worse! Doctor was horrible. I need to go back and have my knee looked at again because it prevents me from doing certain things at work from time to time. Anyway, I recently had my ex-fiance steal my vehicle from me and had it repo'd on me because whe was afraid I would be late on payments and it would hurt "HER" credit, even though it was in both of our names! I had the cops involved, but nothing I could do because she was on the registration also! so now I have no vehicle and two boys to take care of! As of right now I drop my girlfriend off at her work and borrow her vehicle some days, and have to ask for rides from my boss on other days! My kids live with me and I also have to get them off to school and get home to get my youngest to baseball practice. And I also go to school nights to try and get a real paying job! I work as a carpenter but only get about 30 to 35 hours a week and not good pay!
I am looking for a vehicle but can't get financing without atleat $2500 down! I am always 2 weeks late with rent and am a month behind on all my bills. I have gone all around asking for help but can't find anything! This is very frustrating for me and I want to be able to provide for my family. I feel like I am letting my boys down.

I guess I am just asking if anyone knows of where I can turn to get a small loan of around $3000. So I can get a vehicle and pay off a couple bills for the house. Please send me any information that you might have! PLEASE!

Thank you in advance for any help with this matter!!!
reply to bigbadbruin
ejsrascal  

About ejsrascal

     Hello,I am a 45 yr.old man that is determined on returning to school.I plan on attending Northwest Lineman College in Orroville ,Ca. in April. The certificate I hope to obtain is the electrical lineworkers certificate which is rather expensive ,but only 4 months long.Yes, the "expense",part of this venture is what is proving to be difficult. This is because of a foreclosure I experienced in 2008,my credit is in ruin.I am currently living with a friend who is the surrogate grandfather to my two young daughters.He is the only grandfather figure they have ever known. He has offered to pay my room and board for the 4 months for this I am so very grateful.I just need about 13000.00 for tuition.

reply to ejsrascal
mike127th  

Struggling to open new business

Hello All,

I am looking to open a new business in Mt. Pleasant. We, my partners and I, are rally struggling with trying to put together the seed money that we need for our mediator. We are willing to offer an agreement/contract to a contributing party. We are currently looking for 1500.00. The terms of the contract will be discussed in private.

If there happens to be an investor, our group of investors, on here that would like to see about funding the whole project, we would absolutely like to talk with you as well.

Thank you for your time in reading this post.
reply to mike127th
desperatenarkansas  

financing

When I became disabled in 2002 the help was not available with mortgage companies like there is today. On top of me being unable to work my estranged husband turned to prescription drugs & alcohol to escape rather than pick up the slack & keep our household going. There is government help for those who are financed or for first time buyers, but I've had no luck trying to get financed now for a home for me & my son. We are living inside city limits renting. He is a coutry boy & I have to admit I need to be in the country too, where its quiet & we can have gardens & lots of animalS. I receive SSD & can afford the payments on a place now, but I can not get financed. Where I live there are so many awesome country places for sale, but the owners will not finance. If there is anyone out there that is financially able, takes a chance on honest christians that have had circunstances beyond their control that caused them to lose what they worked so hard to get & needs someone willing to believe in them & give them a second chance please take a chance on me. I am not wanting anything expensive. I would love to be able to buy a couple acres and but a mobile home on it. Mobile homes are easier for a disabled person to manage & also would be cost effecient. If there is anyone out there please contact me through Aidpage. Sincerely, desperatenarkansas

reply to desperatenarkansas
INEEDMIRACLESNOW  

MICHAEL OCHIENG™ TV Channel for the hearing impaired

My situation is a "St. Jude Thaddeus case". I lost my job, house last april and have not been able to get one. I developed MICHAEL OCHIENG™ an innovative communication, arts and media institute for the hearing impaired community. I need an angel investor for this will help with the hopeless situation I'm in. Our Lady of Mt. Carmel & Miraculous Medal pray for me. O Sacred Heart of Jesus I place all my trust in You.

reply to INEEDMIRACLESNOW
ineedhelpknox  

About ineedhelpknox

I am looking for any advice on how to get help for my multiple dental problems. As a child my mother did not take myself or my siblings to the dentist on a regular basis. It was more of a once every few years sorta thing. Now as adults we are all dealing with extensive dental problems. For me its more then just the pain that the problems have caused me. I have develpoed a very low self esteem due to these issues. I can no longer smile or laugh. This has caused me to be very depressed for I have always been an outgoing happy person. I've never had self image problems in my life so this is something that I think about everyday. I am  24 years old and I have a 3 year old daughter. I have not worked since the birth of my daughter and I know my teeth are a large part of that. Either I am too worried about it for certain jobs or the employers are. It has been really hard on me and my family for we are a young  married couple trying to better our lives and that of our daughter. I have tried numerous ways to get the work done from financing to dental schools. My major problem is that I am in the middle brackett where I can't get help from certain groups because I am not poor enough and I can't get financing because I am not rich enough. My worst fear is that I will never get help and my teeth will keep getting worse. I need two root canals and two bridges plus cleaning and cavity care. Yes it is very expensive all together . They are numbers 5 & 12 that need the root canals and the missing teeth are 4 &13. I have been dealing with this problem for years now and would greatly appreciate any advice or ideas that I have yet to explore. Thank you for taking the time to read my story.
reply to ineedhelpknox
toeknee  

working father of Family of 6 needs some guidance or direction!!

I am a 30 yr old male, with 4 kiddos and a wife. Recently we took a gamble and put up all of our savings and got some small loans to finance my wife's dream of opening her Salon. She is doing great, but all of the monthly expenses and the money i borrowed  has exceeded my income and i am struggling to hang on. I work full time and my wife is working hard as well at her new business. I know if we were to get a loan, we could pay it back. I just need help in getting pointed in the right direction. I have been at my wits ends, in looking at government loans or grants and its impossible. Can someone please help. I have always hated handouts, but now i am in a desperate situation where i need to reach out, with whatever help i can receive. Please feel free to contact me! Right now as it stands, i can only afford to feed my family and pay the electric bills, but am close to foreclosure and vehicle repossesions.

reply to toeknee
jrwhite153  

Looking for short term help

  I am an employed courier living in Houston, Texas wanting to borrow $2000 over twelve months, and willing to pay up to 20% interest for the use of funds.  Was a victim of identiy theft in 2000 and still  trying to re-establish credit.  Please consider my request as I promise you will be repaid according to agreed terms.  Interested  parties are invited to send an email to Jimmie White at jrwhite153@yahoo.com                                           http://www.prosper.com/public/lend/listing.aspx?listingID=29862"> src="http://www.prosper.com/images/promote/bid_on_my_listing_on_150x60.gif" width="150" height="60" border="0" alt="Bid on my listing at Prosper, people-to-people lending">

reply to jrwhite153
Big D  

First Time Buyer Assistance

I am looking for help with first time home buyer assistance.  Are there grants or aids in this area?

 

Thanks

reply to Big D
theriderbunch  

Seeking Grant To Start Small Woman-Owned Business

I am seeking advice on how to get a grant to start a small woman owned business. I am interested on any information about foundation grants (I am aware that sometimes these are made available to individuals) in the state of Texas. If any other advice or financial help is available, please let me know.

reply to theriderbunch
boo52601  

financial help for purchasing a home - low income

i am in need of assistance in purchasing a home.  i have considerable debt, but the sale of my present home will pay off all that debt.  i am on social security disability, and breaking up with the person i own the home with.  i only get 924.00 a month to live on.  if i could get assistance to help with financing, i would greatly appreciate it.  i am not sure if i qualify for any assistance or not.  in the area i live it is cheaper to buy than to rent.  i only own enough of my present home to pay off my current debts.  therefore i need help with a down payment and financing.  my credit is poor since i ran into debt waiting to be approved for disability. i would be greatful for any help.

reply to boo52601
rebeccasuzanne  

Starting a Coffee Shop

 My name is Rebecca Daniels, and I have the dream of starting a coffee shop and tea house.  I am  only 23 years old, and am totally lost.  Any help and advise would be most appreciated.  Finding start-up capital has been the most frustrating experience.  I've developed my business plan and have my projected costs and income, but locating the actual money to begin this journey seems next to impossible.

reply to rebeccasuzanne
Nurse1  

Request for Information regarding financial assistance to complete nursing program

I am interested in attending nursing school full time (which is required).  I have two small children, one, 5 years of age and one, six months of age.  I have completed all of my requirements and will receive the nursing application in October. 

I am currently attending school two days a week and work the other five days.  It is very difficult with the children, however, I am determined to succeed.  I work at Popeye's Chicken and am given evening shifts often.  This make is difficult for babysitting purposes, however, I will not turn any shift down because I do need the money.

Any information you can provide pertaining to assistance would be greatly appreciated.

 

reply to Nurse1
Adam  

buying a ranch

    

     I am interested in buying a ranch, cattle, and develop it into profitable business.  I would like to know more about government help with this. If there is a program for young buyers who may or may not have real good credit.  Any information would be useful.  Also if I do not qualify for financing, information on how I may be able to qualify.

reply to Adam
too much  

My child deserves better

I am a single mom of 20, go to school full time and work full time.  My mommy watches my child but my mother is going back to school soon and cannot watch him any longer.  She also lets us live with her and drives us to where we need to be.  My step-dad supports all of us.  I am tired of mouching off my family when they cannot afford to raise my child as well as their five.  I need transportation, help with paying childcare, and general assistance.  I just want a little help to get me through school while supporting my child so that I can have a career enabling me to successfully support the both of us.

reply to too much
phoneswap  

I need start-up financing.

Phone Swap is a retail store specializing in the buying, selling, and trading of new and used cell phones. There are several potential revenue streams for this company.
First, consumers who have lost, had stolen or damaged their cell phones can purchase an economical new or refurbished cell phone at Phone Swap. Consumers who desire to enter the cell phone market have a large choice of economical options. Consumers who desire to upgrade their cell phones without being required to extend their service contracts will be served. 
A secondary revenue stream is from major phone carriers. We will aggressively pursue service agreements with the major carriers. Many consumers feel frustrated by the policies of major carriers. The majority of carriers require a two-year commitment contract with hefty penalties for early exit. Cell phones typically have a one-year warranty. If a consumer breaks, looses or damages their phone after the warranty period, they are forced to purchase an additional phone or change carriers incurring exit penalties. Phone Swap provides an economical solution for both the carrier and the consumer. We can fix or replace the damaged phone at a lower cost than purchasing a phone at a traditional retail store lessening the possibility that a customer will cancel carrier contracts.
A third revenue stream is the sale of cell phone accessories. Cell phone accessories have an attractive mark-up value for retailers. Their perceived value with customers is high while actual costs are very low. Phone Swap will offer an array of accessories to our customers. We will offer both tangible goods and intangible goods like phone chargers and ring tones.
 A final revenue stream is the business of recycled cell phones. Consumers often have several discarded phones that present problems with disposal. Consumers can bring the phone to Phone Swap and receive a discount on an upgraded phone. Phone Swap will then either refurbish the phone and offer it for retail sale or sell the phone back to the major carriers. Completely outdated phones or phones beyond repair can be sold to recyclers.  The recycling of cell phones helps protect the environment.  The concern is cell phones in landfills introduce unwanted toxins such as lead and beryllium into the soil.  Phone Swap will help curb this important environmental issue.    
We will initially open retail stores in a prominent mall in Minneapolis and Phoenix. Phone Swap will participate in online auction sites to generate additional revenue. We will participate in affiliate partner programs with other major cell phone providers like Inphonic and Phone Scoop. These popular, national programs increase our revenue streams and visibility.
 The management of Phone Swap is seeking investment to launch this exciting concept. Phone Swap anticipates needing one million dollars to effectively launch the Phone Swap concept.  This consists of $350,000 in seed financing and $600,000 round two expansion financing.
Phone Swap anticipates opening new stores at an aggressive rate. We will open two stores at start-up and six stores at the six month mark. Phone Swap also anticipates a strong online presence. 

reply to phoneswap
Billy  

I am interested in a free grant for school.

I would like to go to school for computers. I am a single father with 1 boy and need an education to give my son a wonderful life.

reply to Billy